Honestly, after 10 years of these, I'm getting kinda bored. I have been skipping months this year, which attests to that fact. As fun as it is to see my Net Worth grow every month, nothing really major ever happens, and I think I know what I'm doing now!
Ah well. Here we go:
| Oct 2017 Budget | ||
| Category | Spent | Budgeted Amount |
| Rent | $900.00 | $900.00 |
| Groceries | $450.71 | $430.00 |
| Internet | $26.33 | $26.33 |
| Electricity | $61.28 | $50.00 |
| Eating Out | $124.00 | $150.00 |
| Charity | $0.00 | $50.00 |
| Cell phone | $17.00 | $25.00 |
| Medical | $34.99 | $90.00 |
| Misc | $574.96 | $700.00 |
| Savings | $500.00 | $500.00 |
| Total | $2,689.27 | $2,921.33 |
| Remainder | $1,975.74 |
Income: $4,665.01
It was a 3 paycheck month, which meant that my income was pretty phenomenal. Since I'm so used to making much less, I kept my spending in my pants. As a consequence, I'm pretty much within budget for most items.
| MISC | |
| alcohol | $ 28.00 |
| entertainment | $ - |
| exercise | $ - |
| fees | $ 1.01 |
| gifts | $ - |
| goods and wants | $ 69.20 |
| transportation | $ 194.02 |
| travel | $ 282.73 |
Half of the misc spending went towards paying for a summer house rental and 4 day road trip with a friend next February. We're going to a friend's wedding, then checking out East Cape! I've never been so I'm stoked.
Savings Goals
This month I managed to clear out a few more goals--I'm 100% on my LASIK and DSLR goals, and reached 75% of my house downpayment.
Net Worth Time!
$144,085.58 (Treating USD and NZD as the same currency)
$117,849.30 NZ Net Worth
$26,485.38 US Net Worth
My net worth in USD is about $79K (using 0.70 NZD per 1 USD conversion rate)
| NW since tracking began | (DEC 2014) | |||||
| NW Dec 2014 | This month | Difference ($) | Difference (%) | |||
| NET WORTH (same) | 104128.75 | 144085.58 | 39956.83 | 38.37 | ||
| NZ Net Worth | 82442.59 | 117849.3 | 35406.71 | 42.95 | ||
| US Net Worth | 21219.15 | 26485.28 | 5266.13 | 24.82 | ||
| Change from last month: | Last Month | This Month | Difference ($) | Difference (%) | ||
| NET WORTH (same) | 139405.7 | 144085.58 | 4679.88 | 3.36 | ||
| NZ Net Worth | 113667.55 | 117849.3 | 4181.75 | 3.68 | ||
| US Net Worth | 25987.15 | 26485.28 | 498.13 | 1.92 | ||
