Wednesday, November 09, 2016
Wednesday, November 02, 2016
October Goal Review
Health challenge review time!
October was pretty good. I was able to do the following almost every day:
I was also able to:
But need to transfer this one to Nov:
October was pretty good. I was able to do the following almost every day:
- Get 8 hrs of sleep a night. (Most days) Wake up early. (Some days)
- Immediately get morning exercises out of the way (push ups, splits, stretches, plank, rolling out my back, sit ups). ALL DAYS
- Put on SPF. ALL DAYS
- Take vitamins. ALL DAYS
- Eat a healthy breakfast with fruits or veggies. ALL DAYS
- Plan healthy lunch and pack it to go to work. ALL DAYS
- Meditate/quiet time. (most days)
- Plan goal for day. and write it down, with specific goals. ALL DAYS
- Go to work and plan work for the day. ALL DAYS
- Attend exercise class and/or take breaks with friends when it pops up. (Some days.)
- Drink water. ALL DAYS
- Leave office by 5 pm. (Most days)
- Relax or walk 1 hour. (Few days)
- Eat a healthy dinner, planned earlier in the day. ALL DAYS
- Floss. ALL DAYS
- Go to bed as early as possible. (Some days)
- Going to bed and waking up earlier.
- Get 8 hours of sleep.
- Going to exercise classes.
- Going for a walk 1 hr/day.
I was also able to:
Check Experian and Equifax credit reports from the US. Check TransUnion after October 13 2016.I can see my TransUnion and Equifax reports from NZ using Credit Karma--all is good. I used annualcreditreport.com to check TransUnion officially. I forgot to check my Experian or Equifax from the US last month...put on the list for next year!!Cancel Qantas cc.Plan Queenstown trip and book accommodation/get ideas for stuff to do there.
But need to transfer this one to Nov:
- Figure out what date to fly out of SF to NZ next May/June and book air travel.
Tuesday, November 01, 2016
A(n Overspendy) Focus on Health: October 2016 Budget Review
October! It was a crazy month. My health goals
took over everything. I have lost 6 pounds or so already and have ups
and downs in terms of how I'm feeling. I've started to lose motivation a
bit but I'm still hitting most of my goals.
I'm taking the day off to re-energize my commitment to my health. Luckily, my finances seem to be (mostly) in order for the month:
I'm close to or under budget in most categories. Within a comfortable fudge factor considering I am so focused on health, anyway--keeping within my groceries budget is always a pain, but I give myself a pass since nearly 100% of the things I bought were for healthy, home-cooked meals. Also, I give myself a pass for going over in MISC because I bought a gym membership for the year this month:
I joined a gym for a year, which explains my exercise $$.
Entertainment was watching the Mrs Peregrine movie in theatres with a new group of people. I had a beer with them afterwards, which accounts for the alcohol spending.
Transportation is $75 for a cityhop car rental for a day, plus a few Uber rides. My friend returned from overseas so I don't have a car at my disposal anymore.
For goods and wants, I got my eyebrows waxed and a pedicure, bought a wicker stand for my plants on my patio, a spice rack (finally!!), body fat scale, a garbage can for my new office, batteries, pill boxes, snacks, basket for the empty space under my nightstand (what on earth is that area for?), fish oil, probiotics, and iron pills, eco tan lotion, potting soil, fertiliser, ant bait, and a replacement flashlight for our Harry Potter closet.
I have nearly $200 that I'm putting towards my LASIK surgery.
Done and dusted...if only my personal life was as easy to manage as my finances!!
I'm taking the day off to re-energize my commitment to my health. Luckily, my finances seem to be (mostly) in order for the month:
| Oct 2016 Budget | ||
| Category | Spent | Budgeted Amount |
| Rent | $900.00 | $900.00 |
| Groceries | $500.50 | $430.00 |
| Internet | $26.33 | $26.33 |
| Electricity | $39.50 | $50.00 |
| Eating Out | $127.40 | $150.00 |
| Charity | $11.82 | $50.00 |
| Cell phone | $16.00 | $40.00 |
| Medical | $24.00 | $75.00 |
| Misc | $772.55 | $700.00 |
| Savings | $500.00 | $500.00 |
| Total | $2,918.10 | $2,921.33 |
| Remainder | $219.21 |
I'm close to or under budget in most categories. Within a comfortable fudge factor considering I am so focused on health, anyway--keeping within my groceries budget is always a pain, but I give myself a pass since nearly 100% of the things I bought were for healthy, home-cooked meals. Also, I give myself a pass for going over in MISC because I bought a gym membership for the year this month:
| MISC | |
| alcohol | $ 6.00 |
| entertainment | $ 17.70 |
| exercise | $ 326.00 |
| fees | $ - |
| gifts | $ - |
| goods and wants | $ 321.78 |
| transportation | $ 101.07 |
| travel | $ - |
I joined a gym for a year, which explains my exercise $$.
Entertainment was watching the Mrs Peregrine movie in theatres with a new group of people. I had a beer with them afterwards, which accounts for the alcohol spending.
Transportation is $75 for a cityhop car rental for a day, plus a few Uber rides. My friend returned from overseas so I don't have a car at my disposal anymore.
For goods and wants, I got my eyebrows waxed and a pedicure, bought a wicker stand for my plants on my patio, a spice rack (finally!!), body fat scale, a garbage can for my new office, batteries, pill boxes, snacks, basket for the empty space under my nightstand (what on earth is that area for?), fish oil, probiotics, and iron pills, eco tan lotion, potting soil, fertiliser, ant bait, and a replacement flashlight for our Harry Potter closet.
I have nearly $200 that I'm putting towards my LASIK surgery.
Done and dusted...if only my personal life was as easy to manage as my finances!!
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